Proudly Serving Bozeman / Big Sky Montana

Your Montana

Insurance Agency

Home • Auto • Life • Renters

We compare carriers for you, ensuring the best coverage at the best price.
That's the independent agency advantage.

Insurance Carriers

Years Serving Montana

Satisfied Clients

Insurance That Protects What Matters

As an independent agency, we shop multiple carriers to find you the perfect coverage at the perfect price

Auto Insurance

Comprehensive coverage for your vehicle with competitive rates from multiple carriers. We protect Montana drivers on every road.

Home Insurance

Protect your most valuable asset. From mountain cabins to Bozeman homes, we've got the right coverage for you.

Life Insurance

Secure your family's future with flexible life insurance options. Term, whole life, and more - customized to your needs.

Renters Insurance

Protect your belongings and get liability coverage for your apartment or rental home. Affordable peace of mind for Montana renters.

🎉 Bundle & Save!

Combine your auto and home insurance for significant multi-policy discounts

Why Choose Bridger Insurance?

The independent agency advantage means better coverage, better prices, and better service

Independent Agency

Unlike captive agents, we represent multiple insurance companies, giving you more choices and better rates.

Best Price Guarantee

We shop and compare quotes from 20+ carriers to ensure you get the best coverage at the best price.

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Local Expertise

Based in Bozeman, we understand Montana's unique insurance needs. Real people, real service.

Independent Agency

Unlike captive agents, we represent multiple insurance companies, giving you more choices and better rates.

We Represent the Best Carriers

Our partnerships with top-rated insurance companies mean you get access to the most competitive rates and comprehensive coverage options in Montana.

What Our Clients Say

Real reviews from real Montana families and businesses

Thank you Bridger Insurance Agency for giving our company top notch service! Your gals are always a delight to work with! They clearly explain my questions and always go the extra mile! I spoke with Logan today, and her rock star personality just made my day!! Highly recommended!

Sign Dreamers of Southwest Montana

I highly recommend Bridger Insurance Agency! Their staff is knowledgeable, friendly and trustworthy.

db ward

bridger insurnace agency in bozeman is great. They are very knowledgeable and able to answer all my questions

Haedyn Collins

Bridger Insurance is by far the BEST insurance company! Whenever I am in need of help they are always prompt in responding and provide excellent service! They have fantastic rates and I highly recommend them for any of your insurance needs!

Scott McEwan

Auto Insurance

Providing auto insurance for Bozeman and the state of Montana.

We understand that shopping for auto insurance can be exhausting. That's why Bridger Insurance makes it easy to browse through the insurance carriers we offer, and we're always here to answer any questions regarding a new policy or a change to your current auto policy.

Not only will we answer your questions, but Chris and our Bridger Insurance team work tirelessly to find the right policy for you, by doing the shopping for you. As an "independent agency" we have the ability to offer policies from a broad range of carriers instead of only offering insurance from a single carrier. This allows us to be fairly selective in choosing the right policy based on price and benefits, and what you're looking for with your auto insurance.

5 Easy Steps to Choose Auto Insurance

Start with a self-assessment

Write down some key facts about yourself, your family and your driving habits. Review your financial picture. List your assets, including the worth of your car. determine what you want to protect and outline your budget.

Learn about coverage options

Learn about the auto insurance coverages required by state law and those that are optional. Even if you think you already know, take a few minutes to walk through these simple coverage basics and optional coverages, or refer to our helpful Auto Coverage Guide.

Select deductibles and limits

Select the car deductible and limits that meet your needs.

Find available discounts

Find out what discounts and advantages are available for you. With Bridger Insurance, your safe driving habits, the number of cars you insure or other policies you have with us are among the ways you could save money.

Choose a responsive insurer

Finally, choose an insurer who will be there when you need them. Bridger Insurance provides responsive claim service and around-the-clock claim reporting that have earned customer loyalty for decades.

Not Sure Where to Start?

Get help from Chris Harrison, or a Bridger Insurance Agent who can walk you through the process. We'll work with you to develop an auto insurance policy that fits your needs and your budget.

Bozeman Home Insurance

Protecting homes in Bozeman and throughout Montana.

Homeowners insurance provides financial protection in the event that your home or its contents are damaged. It also provides protection if you or a family member are held legally responsible (liable) for the injuries to others or damage to their property. It's also required by most mortgage lenders.

There are different types of insurance policies that cover your home. They range from a basic policy, to those that will provide a much broader range of protection. Not all policies and coverages are available in all states, so check with us to find out what Montana has to offer.

What's Covered

Most homeowners insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism. There are other homeowners policies that cover additional perils as well.

What's Not Covered

Typically, floods and earthquakes are excluded. It's important to talk with us at Bridger Insurance to learn what your policy may and may not cover. For those perils that are not covered, there may be supplemental insurance you can purchase.

Trusted Insurance Companies

At Bridger Insurance we only use top companies for home policies. These reputable companies have been providing people insurance products for 75 to 200 years.

Not Sure Where to Start?

Get help from Chris Harrison, or a Bridger Insurance Agent who can walk you through the process. We'll work with you to develop an auto insurance policy that fits your needs and your budget.

About Life Insurance

Get peace of mind, knowing you've helped protect your loved ones. Life insurance can help provide for the people who depend on you financially, if you can't be there for them. The money can be used for final expenses, help to replace your lost income, cover debts, pay your mortgage, fund a child's education, and more.

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Term Life Insurance

Offers simple, affordable coverage for a set time period, typically 10 to 30 years.

Permanent Life Insurance

Offers coverage for your lifetime with the potential to build equity in the form of cash value and options for more flexibility.

Many people find that a combination of both types of life insurance helps them meet both immediate needs and long-term goals.

Our Life Insurance Policies

Bridger Insurance Agency offers several types of life insurance policies to meet your needs:

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Term Life Insurance

Affordable, simplified insurance for a specific time period (typically 10 to 30 years).

Whole Life Insurance

Permanent insurance with fixed premiums, guaranteed death benefit, and cash value growth.

Universal Life Insurance

Permanent insurance with flexibility to change payments, premiums and death benefit options.

Variable Universal Life Insurance

Permanent insurance with payment flexibility and the option to take investment risks for potentially higher cash value.

Survivorship Life Insurance

Permanent insurance for two people, providing benefits to beneficiaries after the second person passes away.

Not Sure Where to Start?

Get help from Chris Harrison, or a Bridger Insurance Agent who can walk you through the process. We'll work with you to develop an auto insurance policy that fits your needs and your budget.

Address

389 S Ferguson Ave; Ste 210
Bozeman, MT 59718

Phone

406.922.5110

Business Hours

Monday - Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 2:00 PM
Sunday: Closed

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